Your Home Is Your Castle And...
Can boost your retirement income
As you reach retirement you may find that you have accumulated insufficient pension to maintain the lifestyle you want for your retirement or to retire as early as you would have liked. By using Equity Release you can boost your retirement lump sum and pension and enjoy a happier, and maybe earlier, retirement.
Equity Release can be used as part of pre and post retirement financial planning, improving pension provision in the run up to retirement as well as improving income after retirement (specialist advice will be required on retirement planning).
Pay off your remaining mortgage
If you want to retire but are worried that you will still have a mortgage to pay, Equity Release can be used to settle the outstanding mortgage thereby giving you greater monthly income and less worry.
Can buy a holiday of a lifetime
If you have always dreamed of travelling the world but you have insufficient savings, Equity Release would generate the necessary lump sum to pay for one, or more, luxury holidays.
When your children go to University, get married or buy their first home you would like to be able to help them financially. Equity Release would allow you to give, or loan, them the appropriate funds. As a result of the credit crunch first time buyers are finding high percentage loans more and more difficult to come by. Equity Release can be used to gift a deposit thereby helping with the first step on the housing ladder.
Can pay for private health treatment
You may require an operation and you could avoid a lengthy wait by going privately. Equity Release would provide you with a lump sum which can be used to pay for the private treatment.
When you retire you may still have credit cards or personal loans to pay off. Equity Release can provide you with a lump sum to enable you to clear these debts and provide you with a worry free retirement. Equity Release can also be suitable if you have a poor credit history, allowing you a fresh start.
All houses need to be maintained and this can be more difficult to finance in retirement. You may also want to improve or adapt your home with a new kitchen/bathroom/downstairs bedroom/conservatory/energy saving system. Equity Release can provide you with the funds to make these changes which will improve your lifestyle at home.
You want to move house or into a bungalow but the type of property you want is more expensive than the home you own. Equity Release (on the new property) can be set up to allow you to move to the property of your choice.
Alternatively you can use Equity Release on your main home to purchase a second home – maybe in a holiday location abroad.
Can help with Estate Planning*
Equity released from your property could reduce the value of your Estate when you die (if you have spent or given the money away by then) and this may reduce Inheritance Tax.
If you have children they will have enjoyed your income so maybe it's your turn to enjoy some of their inheritance.
Equity Release can give you a lump sum which can be enjoyed in any way you choose after all it's your wealth.
If you are planning to use Equity Release to reduce your Inheritance Tax liability you will need additional specialist advice.
* The Financial Services Authority does not regulate Estate Planning.
An Equity Release Plan will reduce the value of your estate, will not be suitable for everyone and may affect your entitlement to State Benefit. To understand the features and risks ask for a personalized illustration.
To arrange an appointment without obligation go to our 
To ask a question without obligation call the Equity Release Helpline on 0845 122 9920
Bristol Equity Release is a trading name of Wentworth Financial Services who are an Introducer for Key Retirement Solutions Limited - the UK's leading independent financial advisers specialising in equity release. Key Retirement Solutions is authorised and regulated by the Financial Services Authority. Key Retirement Solutions’ typical fee is 1.65% of the amount released and is payable upon completion of a plan. The Lender or Reversion Company will pay Key Retirement Solutions a procurement fee (commission) which is retained.